Direct answer

Is Lakewood Ranch, FL safe from flooding?

Lakewood Ranch is lower risk for flooding in the long-term model (32/100), but risk is not zero during active weather periods.

City score

32/100

Level: low

State average

62/100

Same hazard across FL.

Comparison

Lakewood Ranch is 30 points below the state average for this hazard.

Why this answer

FEMA NFHL flood zones: 11 features intersect this tile.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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