City vs city
Lakeland vs Willow Oak, FL
Lakeland currently scores 1 points higher overall than Willow Oak, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lakeland: 45/100 · Willow Oak: 44/100
Lakeland is 1 points higher.
Flood
Lakeland: 36/100 · Willow Oak: 35/100
Lakeland is 1 points higher.
Lakeland: FEMA NFHL flood zones: 15 features intersect this tile.
Willow Oak: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Lakeland: 45/100 · Willow Oak: 45/100
No gap.
Lakeland: Wind exposure derived from ingested design wind / climatology tiles.
Willow Oak: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lakeland: 94/100 · Willow Oak: 93/100
Lakeland is 1 points higher.
Lakeland: Lightning exposure derived from ingested climatology tiles.
Willow Oak: Lightning exposure derived from ingested climatology tiles.
Tornado
Lakeland: 19/100 · Willow Oak: 23/100
Willow Oak is 4 points higher.
Lakeland: Tornado risk derived from NOAA SPC historical reports.
Willow Oak: Tornado risk derived from NOAA SPC historical reports.
Hail
Lakeland: 35/100 · Willow Oak: 25/100
Lakeland is 10 points higher.
Lakeland: Hail risk derived from NOAA SPC historical reports.
Willow Oak: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lakeland: Unavailable · Willow Oak: Unavailable
A score difference cannot be calculated without both sources.
Lakeland: Storm surge model is not available for this location yet.
Willow Oak: Storm surge model is not available for this location yet.
Wildfire
Lakeland: 66/100 · Willow Oak: 69/100
Willow Oak is 3 points higher.
Lakeland: Wildfire exposure derived from ingested fire potential tiles.
Willow Oak: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Lakeland: 18/100 · Willow Oak: 18/100
No gap.
Lakeland: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Willow Oak: Air quality signal derived from the latest EPA AirNow combined AQI grid.