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City vs city
Lake Hart vs St. Cloud, FL
St. Cloud currently scores 12 points higher overall than Lake Hart, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Lake Hart: 40/100 · St. Cloud: 52/100
St. Cloud is 12 points higher.
Flood
Lake Hart: 49/100 · St. Cloud: 51/100
St. Cloud is 2 points higher.
Wind
Lake Hart: 44/100 · St. Cloud: 45/100
St. Cloud is 1 points higher.
Lightning
Lake Hart: 100/100 · St. Cloud: 100/100
No gap.
Tornado
Lake Hart: 15/100 · St. Cloud: 35/100
St. Cloud is 20 points higher.
Hail
Lake Hart: 36/100 · St. Cloud: 60/100
St. Cloud is 24 points higher.
Storm surge
Lake Hart: 0/100 · St. Cloud: 0/100
No gap.