City vs city
Laguna Beach vs Panama City, FL
Panama City currently scores 15 points higher overall than Laguna Beach, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Laguna Beach: 40/100 · Panama City: 55/100
Panama City is 15 points higher.
Flood
Laguna Beach: 44/100 · Panama City: 41/100
Laguna Beach is 3 points higher.
Laguna Beach: FEMA NFHL flood zones: 14 features intersect this tile.
Panama City: FEMA NFHL flood zones: 20 features intersect this tile.
Wind
Laguna Beach: 42/100 · Panama City: 40/100
Laguna Beach is 2 points higher.
Laguna Beach: Wind exposure derived from ingested design wind / climatology tiles.
Panama City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Laguna Beach: 54/100 · Panama City: 53/100
Laguna Beach is 1 points higher.
Laguna Beach: Lightning exposure derived from ingested climatology tiles.
Panama City: Lightning exposure derived from ingested climatology tiles.
Tornado
Laguna Beach: 54/100 · Panama City: 100/100
Panama City is 46 points higher.
Laguna Beach: Tornado risk derived from NOAA SPC historical reports.
Panama City: Tornado risk derived from NOAA SPC historical reports.
Hail
Laguna Beach: 2/100 · Panama City: 31/100
Panama City is 29 points higher.
Laguna Beach: Hail risk derived from NOAA SPC historical reports.
Panama City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Laguna Beach: 95/100 · Panama City: 95/100
No gap.
Laguna Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Panama City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Laguna Beach: 10/100 · Panama City: 55/100
Panama City is 45 points higher.
Laguna Beach: Wildfire exposure derived from ingested fire potential tiles.
Panama City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Laguna Beach: 22/100 · Panama City: 21/100
Laguna Beach is 1 points higher.
Laguna Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Panama City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.