City vs city
Laguna Beach vs Miami, FL
Miami currently scores 20 points higher overall than Laguna Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Laguna Beach: 40/100 · Miami: 60/100
Miami is 20 points higher.
Flood
Laguna Beach: 44/100 · Miami: 73/100
Miami is 29 points higher.
Laguna Beach: FEMA NFHL flood zones: 14 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Laguna Beach: 42/100 · Miami: 73/100
Miami is 31 points higher.
Laguna Beach: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Laguna Beach: 54/100 · Miami: 65/100
Miami is 11 points higher.
Laguna Beach: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Laguna Beach: 54/100 · Miami: 35/100
Laguna Beach is 19 points higher.
Laguna Beach: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Laguna Beach: 2/100 · Miami: 85/100
Miami is 83 points higher.
Laguna Beach: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Laguna Beach: 95/100 · Miami: 83/100
Laguna Beach is 12 points higher.
Laguna Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Laguna Beach: 10/100 · Miami: 48/100
Miami is 38 points higher.
Laguna Beach: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Laguna Beach: 22/100 · Miami: 16/100
Laguna Beach is 6 points higher.
Laguna Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.