City vs city
Indian Harbour Beach vs Palm Bay, FL
Palm Bay currently scores 5 points higher overall than Indian Harbour Beach, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Indian Harbour Beach: 41/100 · Palm Bay: 46/100
Palm Bay is 5 points higher.
Flood
Indian Harbour Beach: 20/100 · Palm Bay: 39/100
Palm Bay is 19 points higher.
Indian Harbour Beach: FEMA NFHL flood zones: 7 features intersect this tile.
Palm Bay: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Indian Harbour Beach: 56/100 · Palm Bay: 56/100
No gap.
Indian Harbour Beach: Wind exposure derived from ingested design wind / climatology tiles.
Palm Bay: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Indian Harbour Beach: 91/100 · Palm Bay: 95/100
Palm Bay is 4 points higher.
Indian Harbour Beach: Lightning exposure derived from ingested climatology tiles.
Palm Bay: Lightning exposure derived from ingested climatology tiles.
Tornado
Indian Harbour Beach: 15/100 · Palm Bay: 8/100
Indian Harbour Beach is 7 points higher.
Indian Harbour Beach: Tornado risk derived from NOAA SPC historical reports.
Palm Bay: Tornado risk derived from NOAA SPC historical reports.
Hail
Indian Harbour Beach: 30/100 · Palm Bay: 42/100
Palm Bay is 12 points higher.
Indian Harbour Beach: Hail risk derived from NOAA SPC historical reports.
Palm Bay: Hail risk derived from NOAA SPC historical reports.
Storm surge
Indian Harbour Beach: 92/100 · Palm Bay: Unavailable
A score difference cannot be calculated without both sources.
Indian Harbour Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Palm Bay: Storm surge model is not available for this location yet.
Wildfire
Indian Harbour Beach: 10/100 · Palm Bay: 65/100
Palm Bay is 55 points higher.
Indian Harbour Beach: Wildfire exposure derived from ingested fire potential tiles.
Palm Bay: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Indian Harbour Beach: 16/100 · Palm Bay: 14/100
Indian Harbour Beach is 2 points higher.
Indian Harbour Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Palm Bay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.