City vs city
Indian Harbour Beach vs Melbourne, FL
Melbourne currently scores 11 points higher overall than Indian Harbour Beach, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Indian Harbour Beach: 41/100 · Melbourne: 52/100
Melbourne is 11 points higher.
Flood
Indian Harbour Beach: 20/100 · Melbourne: 34/100
Melbourne is 14 points higher.
Indian Harbour Beach: FEMA NFHL flood zones: 7 features intersect this tile.
Melbourne: FEMA NFHL flood zones: 20 features intersect this tile.
Wind
Indian Harbour Beach: 56/100 · Melbourne: 54/100
Indian Harbour Beach is 2 points higher.
Indian Harbour Beach: Wind exposure derived from ingested design wind / climatology tiles.
Melbourne: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Indian Harbour Beach: 91/100 · Melbourne: 94/100
Melbourne is 3 points higher.
Indian Harbour Beach: Lightning exposure derived from ingested climatology tiles.
Melbourne: Lightning exposure derived from ingested climatology tiles.
Tornado
Indian Harbour Beach: 15/100 · Melbourne: 46/100
Melbourne is 31 points higher.
Indian Harbour Beach: Tornado risk derived from NOAA SPC historical reports.
Melbourne: Tornado risk derived from NOAA SPC historical reports.
Hail
Indian Harbour Beach: 30/100 · Melbourne: 28/100
Indian Harbour Beach is 2 points higher.
Indian Harbour Beach: Hail risk derived from NOAA SPC historical reports.
Melbourne: Hail risk derived from NOAA SPC historical reports.
Storm surge
Indian Harbour Beach: 92/100 · Melbourne: 95/100
Melbourne is 3 points higher.
Indian Harbour Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Melbourne: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Indian Harbour Beach: 10/100 · Melbourne: 50/100
Melbourne is 40 points higher.
Indian Harbour Beach: Wildfire exposure derived from ingested fire potential tiles.
Melbourne: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Indian Harbour Beach: 16/100 · Melbourne: 16/100
No gap.
Indian Harbour Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Melbourne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.