City vs city
Horseshoe Beach vs Miami, FL
Miami currently scores 4 points higher overall than Horseshoe Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Horseshoe Beach: 56/100 · Miami: 60/100
Miami is 4 points higher.
Flood
Horseshoe Beach: 100/100 · Miami: 73/100
Horseshoe Beach is 27 points higher.
Horseshoe Beach: FEMA NFHL flood zones: 15 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Horseshoe Beach: 31/100 · Miami: 73/100
Miami is 42 points higher.
Horseshoe Beach: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Horseshoe Beach: 54/100 · Miami: 65/100
Miami is 11 points higher.
Horseshoe Beach: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Horseshoe Beach: 0/100 · Miami: 35/100
Miami is 35 points higher.
Horseshoe Beach: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Horseshoe Beach: 6/100 · Miami: 85/100
Miami is 79 points higher.
Horseshoe Beach: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Horseshoe Beach: 99/100 · Miami: 83/100
Horseshoe Beach is 16 points higher.
Horseshoe Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Horseshoe Beach: 84/100 · Miami: 48/100
Horseshoe Beach is 36 points higher.
Horseshoe Beach: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Horseshoe Beach: 18/100 · Miami: 16/100
Horseshoe Beach is 2 points higher.
Horseshoe Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.