City vs city
Horizon West vs Loughman, FL
Loughman currently scores 9 points higher overall than Horizon West, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Horizon West: 39/100 · Loughman: 48/100
Loughman is 9 points higher.
Flood
Horizon West: 36/100 · Loughman: 52/100
Loughman is 16 points higher.
Horizon West: FEMA NFHL flood zones: 17 features intersect this tile.
Loughman: FEMA NFHL flood zones: 27 features intersect this tile.
Wind
Horizon West: 43/100 · Loughman: 45/100
Loughman is 2 points higher.
Horizon West: Wind exposure derived from ingested design wind / climatology tiles.
Loughman: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Horizon West: 100/100 · Loughman: 100/100
No gap.
Horizon West: Lightning exposure derived from ingested climatology tiles.
Loughman: Lightning exposure derived from ingested climatology tiles.
Tornado
Horizon West: 8/100 · Loughman: 0/100
Horizon West is 8 points higher.
Horizon West: Tornado risk derived from NOAA SPC historical reports.
Loughman: Tornado risk derived from NOAA SPC historical reports.
Hail
Horizon West: 9/100 · Loughman: 15/100
Loughman is 6 points higher.
Horizon West: Hail risk derived from NOAA SPC historical reports.
Loughman: Hail risk derived from NOAA SPC historical reports.
Storm surge
Horizon West: Unavailable · Loughman: Unavailable
A score difference cannot be calculated without both sources.
Horizon West: Storm surge model is not available for this location yet.
Loughman: Storm surge model is not available for this location yet.
Wildfire
Horizon West: 58/100 · Loughman: 56/100
Horizon West is 2 points higher.
Horizon West: Wildfire exposure derived from ingested fire potential tiles.
Loughman: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Horizon West: 19/100 · Loughman: 19/100
No gap.
Horizon West: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Loughman: Air quality signal derived from the latest EPA AirNow combined AQI grid.