← Back to Holmes Beach snapshotSafety answer page

Direct answer

Is Holmes Beach, FL safe from flooding?

Holmes Beach has elevated flooding exposure. Risk is meaningful at 73/100, so planning and coverage checks are recommended.

City score

73/100

Level: elevated

State average

62/100

Same hazard across FL.

Comparison

Holmes Beach is 11 points above the state average for this hazard.

Use this next

Open live signal for this hazardOpen full hazard risk pageOpen statewide hazard outlookHighest-risk cities in FL

Why this answer

FEMA NFHL flood zones: 6 features intersect this tile.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

Related safety questions

Is Holmes Beach safe from high wind?Is Holmes Beach safe from lightning?Is Holmes Beach safe from tornadoes?Is Holmes Beach safe from hail?Is Holmes Beach safe from storm surge?