City vs city
Holmes Beach vs Lake Suzy, FL
Lake Suzy currently scores 3 points higher overall than Holmes Beach, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Holmes Beach: 39/100 · Lake Suzy: 42/100
Lake Suzy is 3 points higher.
Flood
Holmes Beach: 73/100 · Lake Suzy: 43/100
Holmes Beach is 30 points higher.
Holmes Beach: FEMA NFHL flood zones: 6 features intersect this tile.
Lake Suzy: FEMA NFHL flood zones: 25 features intersect this tile.
Wind
Holmes Beach: 53/100 · Lake Suzy: 53/100
No gap.
Holmes Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lake Suzy: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Holmes Beach: 51/100 · Lake Suzy: 76/100
Lake Suzy is 25 points higher.
Holmes Beach: Lightning exposure derived from ingested climatology tiles.
Lake Suzy: Lightning exposure derived from ingested climatology tiles.
Tornado
Holmes Beach: 12/100 · Lake Suzy: 19/100
Lake Suzy is 7 points higher.
Holmes Beach: Tornado risk derived from NOAA SPC historical reports.
Lake Suzy: Tornado risk derived from NOAA SPC historical reports.
Hail
Holmes Beach: 2/100 · Lake Suzy: 29/100
Lake Suzy is 27 points higher.
Holmes Beach: Hail risk derived from NOAA SPC historical reports.
Lake Suzy: Hail risk derived from NOAA SPC historical reports.
Storm surge
Holmes Beach: 97/100 · Lake Suzy: 80/100
Holmes Beach is 17 points higher.
Holmes Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Lake Suzy: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Holmes Beach: 3/100 · Lake Suzy: 20/100
Lake Suzy is 17 points higher.
Holmes Beach: Wildfire exposure derived from ingested fire potential tiles.
Lake Suzy: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Holmes Beach: 17/100 · Lake Suzy: 17/100
No gap.
Holmes Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lake Suzy: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.