City vs state
How does Holmes Beach compare with FL?
Holmes Beach is most below the FL reference in hail (89 points lower).
Use this page to compare city-level risk against the statewide reference for relocation and planning. The benchmark is p85-based state reference, not an arithmetic average. Missing coverage is unavailable, not zero risk.
Score comparison
Overall
Holmes Beach
39/100
FL
69/100
30 points below state reference.
Flood
Holmes Beach
73/100
FL
64/100
9 points above state reference.
Wind
Holmes Beach
53/100
FL
35/100
18 points above state reference.
Lightning
Holmes Beach
51/100
FL
99/100
48 points below state reference.
Tornado
Holmes Beach
12/100
FL
77/100
65 points below state reference.
Hail
Holmes Beach
2/100
FL
91/100
89 points below state reference.
Storm surge
Holmes Beach
97/100
FL
95/100
2 points above state reference.
Related pages