City vs state

How does Harbor Bluffs compare with FL?

Harbor Bluffs is most below the FL reference in hail (79 points lower).

Use this page to compare city-level risk against the statewide reference for relocation and planning. The benchmark is p85-based state reference, not an arithmetic average. Missing coverage is unavailable, not zero risk.

Score comparison

Overall

Harbor Bluffs

46/100

FL

69/100

23 points below state reference.

Flood

Harbor Bluffs

75/100

FL

64/100

11 points above state reference.

Wind

Harbor Bluffs

51/100

FL

35/100

16 points above state reference.

Lightning

Harbor Bluffs

57/100

FL

99/100

42 points below state reference.

Tornado

Harbor Bluffs

46/100

FL

77/100

31 points below state reference.

Hail

Harbor Bluffs

12/100

FL

91/100

79 points below state reference.

Storm surge

Harbor Bluffs

98/100

FL

95/100

3 points above state reference.