City vs city
Gulf Breeze vs Miami, FL
Miami currently scores 11 points higher overall than Gulf Breeze, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Gulf Breeze: 49/100 · Miami: 60/100
Miami is 11 points higher.
Flood
Gulf Breeze: 45/100 · Miami: 73/100
Miami is 28 points higher.
Gulf Breeze: FEMA NFHL flood zones: 13 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Gulf Breeze: 56/100 · Miami: 73/100
Miami is 17 points higher.
Gulf Breeze: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Gulf Breeze: 65/100 · Miami: 65/100
No gap.
Gulf Breeze: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Gulf Breeze: 69/100 · Miami: 35/100
Gulf Breeze is 34 points higher.
Gulf Breeze: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Gulf Breeze: 23/100 · Miami: 85/100
Miami is 62 points higher.
Gulf Breeze: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Gulf Breeze: 96/100 · Miami: 83/100
Gulf Breeze is 13 points higher.
Gulf Breeze: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Gulf Breeze: 8/100 · Miami: 48/100
Miami is 40 points higher.
Gulf Breeze: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Gulf Breeze: 26/100 · Miami: 16/100
Gulf Breeze is 10 points higher.
Gulf Breeze: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.