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Direct answer
Is Gainesville, FL safe from lightning?
Gainesville is not considered low-risk for lightning right now. The current long-term score is 97/100 (high).
City score
97/100
Level: high
P85-based state reference
99/100
Same hazard across FL.
Comparison
Gainesville is close to the state reference for this hazard (97 vs 99).
Why this answer
Lightning exposure derived from ingested climatology tiles.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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