City vs city
Florida Ridge vs Winter Beach, FL
Winter Beach currently scores 5 points higher overall than Florida Ridge, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Florida Ridge: 49/100 · Winter Beach: 54/100
Winter Beach is 5 points higher.
Flood
Florida Ridge: 54/100 · Winter Beach: 53/100
Florida Ridge is 1 points higher.
Florida Ridge: FEMA NFHL flood zones: 19 features intersect this tile.
Winter Beach: FEMA NFHL flood zones: 19 features intersect this tile.
Wind
Florida Ridge: 63/100 · Winter Beach: 60/100
Florida Ridge is 3 points higher.
Florida Ridge: Wind exposure derived from ingested design wind / climatology tiles.
Winter Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Florida Ridge: 96/100 · Winter Beach: 94/100
Florida Ridge is 2 points higher.
Florida Ridge: Lightning exposure derived from ingested climatology tiles.
Winter Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Florida Ridge: 31/100 · Winter Beach: 38/100
Winter Beach is 7 points higher.
Florida Ridge: Tornado risk derived from NOAA SPC historical reports.
Winter Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Florida Ridge: 28/100 · Winter Beach: 22/100
Florida Ridge is 6 points higher.
Florida Ridge: Hail risk derived from NOAA SPC historical reports.
Winter Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Florida Ridge: 94/100 · Winter Beach: 94/100
No gap.
Florida Ridge: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Winter Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Florida Ridge: 12/100 · Winter Beach: 56/100
Winter Beach is 44 points higher.
Florida Ridge: Wildfire exposure derived from ingested fire potential tiles.
Winter Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Florida Ridge: 14/100 · Winter Beach: 16/100
Winter Beach is 2 points higher.
Florida Ridge: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Winter Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.