City vs city
Dunedin vs Harbor Bluffs, FL
Dunedin currently scores 5 points higher overall than Harbor Bluffs, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Dunedin: 51/100 · Harbor Bluffs: 46/100
Dunedin is 5 points higher.
Flood
Dunedin: 39/100 · Harbor Bluffs: 75/100
Harbor Bluffs is 36 points higher.
Dunedin: FEMA NFHL flood zones: 18 features intersect this tile.
Harbor Bluffs: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Dunedin: 49/100 · Harbor Bluffs: 51/100
Harbor Bluffs is 2 points higher.
Dunedin: Wind exposure derived from ingested design wind / climatology tiles.
Harbor Bluffs: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Dunedin: 65/100 · Harbor Bluffs: 57/100
Dunedin is 8 points higher.
Dunedin: Lightning exposure derived from ingested climatology tiles.
Harbor Bluffs: Lightning exposure derived from ingested climatology tiles.
Tornado
Dunedin: 50/100 · Harbor Bluffs: 46/100
Dunedin is 4 points higher.
Dunedin: Tornado risk derived from NOAA SPC historical reports.
Harbor Bluffs: Tornado risk derived from NOAA SPC historical reports.
Hail
Dunedin: 39/100 · Harbor Bluffs: 12/100
Dunedin is 27 points higher.
Dunedin: Hail risk derived from NOAA SPC historical reports.
Harbor Bluffs: Hail risk derived from NOAA SPC historical reports.
Storm surge
Dunedin: 99/100 · Harbor Bluffs: 98/100
Dunedin is 1 points higher.
Dunedin: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Harbor Bluffs: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Dunedin: 47/100 · Harbor Bluffs: 9/100
Dunedin is 38 points higher.
Dunedin: Wildfire exposure derived from ingested fire potential tiles.
Harbor Bluffs: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Dunedin: 16/100 · Harbor Bluffs: 17/100
Harbor Bluffs is 1 points higher.
Dunedin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Harbor Bluffs: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.