City vs city
Destin vs Miami, FL
Miami currently scores 22 points higher overall than Destin, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Destin: 38/100 · Miami: 60/100
Miami is 22 points higher.
Flood
Destin: 26/100 · Miami: 73/100
Miami is 47 points higher.
Destin: FEMA NFHL flood zones: 2 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Destin: 47/100 · Miami: 73/100
Miami is 26 points higher.
Destin: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Destin: 57/100 · Miami: 65/100
Miami is 8 points higher.
Destin: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Destin: 42/100 · Miami: 35/100
Destin is 7 points higher.
Destin: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Destin: 5/100 · Miami: 85/100
Miami is 80 points higher.
Destin: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Destin: 95/100 · Miami: 83/100
Destin is 12 points higher.
Destin: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Destin: 2/100 · Miami: 48/100
Miami is 46 points higher.
Destin: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Destin: 26/100 · Miami: 16/100
Destin is 10 points higher.
Destin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.