City vs city
Defuniak Springs vs Panama City, FL
Panama City currently scores 20 points higher overall than Defuniak Springs, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Defuniak Springs: 35/100 · Panama City: 55/100
Panama City is 20 points higher.
Flood
Defuniak Springs: 36/100 · Panama City: 41/100
Panama City is 5 points higher.
Defuniak Springs: FEMA NFHL flood zones: 13 features intersect this tile.
Panama City: FEMA NFHL flood zones: 20 features intersect this tile.
Wind
Defuniak Springs: 41/100 · Panama City: 40/100
Defuniak Springs is 1 points higher.
Defuniak Springs: Wind exposure derived from ingested design wind / climatology tiles.
Panama City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Defuniak Springs: 66/100 · Panama City: 53/100
Defuniak Springs is 13 points higher.
Defuniak Springs: Lightning exposure derived from ingested climatology tiles.
Panama City: Lightning exposure derived from ingested climatology tiles.
Tornado
Defuniak Springs: 12/100 · Panama City: 100/100
Panama City is 88 points higher.
Defuniak Springs: Tornado risk derived from NOAA SPC historical reports.
Panama City: Tornado risk derived from NOAA SPC historical reports.
Hail
Defuniak Springs: 15/100 · Panama City: 31/100
Panama City is 16 points higher.
Defuniak Springs: Hail risk derived from NOAA SPC historical reports.
Panama City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Defuniak Springs: Unavailable · Panama City: 95/100
A score difference cannot be calculated without both sources.
Defuniak Springs: Storm surge model is not available for this location yet.
Panama City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Defuniak Springs: 57/100 · Panama City: 55/100
Defuniak Springs is 2 points higher.
Defuniak Springs: Wildfire exposure derived from ingested fire potential tiles.
Panama City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Defuniak Springs: 21/100 · Panama City: 21/100
No gap.
Defuniak Springs: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Panama City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.