City vs city
Coral Terrace vs Key Biscayne, FL
Coral Terrace currently scores 10 points higher overall than Key Biscayne, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Coral Terrace: 57/100 · Key Biscayne: 47/100
Coral Terrace is 10 points higher.
Flood
Coral Terrace: 49/100 · Key Biscayne: 68/100
Key Biscayne is 19 points higher.
Coral Terrace: FEMA NFHL flood zones: 26 features intersect this tile.
Key Biscayne: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Coral Terrace: 70/100 · Key Biscayne: 73/100
Key Biscayne is 3 points higher.
Coral Terrace: Wind exposure derived from ingested design wind / climatology tiles.
Key Biscayne: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Coral Terrace: 69/100 · Key Biscayne: 59/100
Coral Terrace is 10 points higher.
Coral Terrace: Lightning exposure derived from ingested climatology tiles.
Key Biscayne: Lightning exposure derived from ingested climatology tiles.
Tornado
Coral Terrace: 58/100 · Key Biscayne: 0/100
Coral Terrace is 58 points higher.
Coral Terrace: Tornado risk derived from NOAA SPC historical reports.
Key Biscayne: Tornado risk derived from NOAA SPC historical reports.
Hail
Coral Terrace: 87/100 · Key Biscayne: 21/100
Coral Terrace is 66 points higher.
Coral Terrace: Hail risk derived from NOAA SPC historical reports.
Key Biscayne: Hail risk derived from NOAA SPC historical reports.
Storm surge
Coral Terrace: 46/100 · Key Biscayne: 86/100
Key Biscayne is 40 points higher.
Coral Terrace: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Key Biscayne: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Coral Terrace: 62/100 · Key Biscayne: 8/100
Coral Terrace is 54 points higher.
Coral Terrace: Wildfire exposure derived from ingested fire potential tiles.
Key Biscayne: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Coral Terrace: 16/100 · Key Biscayne: 16/100
No gap.
Coral Terrace: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Key Biscayne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.