City vs city
Coral Gables vs Key Biscayne, FL
Coral Gables currently scores 12 points higher overall than Key Biscayne, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Coral Gables: 59/100 · Key Biscayne: 47/100
Coral Gables is 12 points higher.
Flood
Coral Gables: 33/100 · Key Biscayne: 68/100
Key Biscayne is 35 points higher.
Coral Gables: FEMA NFHL flood zones: 11 features intersect this tile.
Key Biscayne: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Coral Gables: 71/100 · Key Biscayne: 73/100
Key Biscayne is 2 points higher.
Coral Gables: Wind exposure derived from ingested design wind / climatology tiles.
Key Biscayne: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Coral Gables: 68/100 · Key Biscayne: 59/100
Coral Gables is 9 points higher.
Coral Gables: Lightning exposure derived from ingested climatology tiles.
Key Biscayne: Lightning exposure derived from ingested climatology tiles.
Tornado
Coral Gables: 88/100 · Key Biscayne: 0/100
Coral Gables is 88 points higher.
Coral Gables: Tornado risk derived from NOAA SPC historical reports.
Key Biscayne: Tornado risk derived from NOAA SPC historical reports.
Hail
Coral Gables: 100/100 · Key Biscayne: 21/100
Coral Gables is 79 points higher.
Coral Gables: Hail risk derived from NOAA SPC historical reports.
Key Biscayne: Hail risk derived from NOAA SPC historical reports.
Storm surge
Coral Gables: 42/100 · Key Biscayne: 86/100
Key Biscayne is 44 points higher.
Coral Gables: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Key Biscayne: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Coral Gables: 55/100 · Key Biscayne: 8/100
Coral Gables is 47 points higher.
Coral Gables: Wildfire exposure derived from ingested fire potential tiles.
Key Biscayne: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Coral Gables: 16/100 · Key Biscayne: 16/100
No gap.
Coral Gables: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Key Biscayne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.