City vs city
Cocoa Beach vs Merritt Island, FL
Cocoa Beach currently scores 10 points higher overall than Merritt Island, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cocoa Beach: 51/100 · Merritt Island: 41/100
Cocoa Beach is 10 points higher.
Flood
Cocoa Beach: 48/100 · Merritt Island: 40/100
Cocoa Beach is 8 points higher.
Cocoa Beach: FEMA NFHL flood zones: 22 features intersect this tile.
Merritt Island: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Cocoa Beach: 53/100 · Merritt Island: 52/100
Cocoa Beach is 1 points higher.
Cocoa Beach: Wind exposure derived from ingested design wind / climatology tiles.
Merritt Island: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cocoa Beach: 92/100 · Merritt Island: 91/100
Cocoa Beach is 1 points higher.
Cocoa Beach: Lightning exposure derived from ingested climatology tiles.
Merritt Island: Lightning exposure derived from ingested climatology tiles.
Tornado
Cocoa Beach: 69/100 · Merritt Island: 15/100
Cocoa Beach is 54 points higher.
Cocoa Beach: Tornado risk derived from NOAA SPC historical reports.
Merritt Island: Tornado risk derived from NOAA SPC historical reports.
Hail
Cocoa Beach: 26/100 · Merritt Island: 13/100
Cocoa Beach is 13 points higher.
Cocoa Beach: Hail risk derived from NOAA SPC historical reports.
Merritt Island: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cocoa Beach: 93/100 · Merritt Island: 91/100
Cocoa Beach is 2 points higher.
Cocoa Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Merritt Island: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Cocoa Beach: 8/100 · Merritt Island: 10/100
Merritt Island is 2 points higher.
Cocoa Beach: Wildfire exposure derived from ingested fire potential tiles.
Merritt Island: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cocoa Beach: 16/100 · Merritt Island: 16/100
No gap.
Cocoa Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Merritt Island: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.