City vs city
Cloud Lake vs Miami, FL
Cloud Lake currently scores 2 points higher overall than Miami, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cloud Lake: 62/100 · Miami: 60/100
Cloud Lake is 2 points higher.
Flood
Cloud Lake: 94/100 · Miami: 73/100
Cloud Lake is 21 points higher.
Cloud Lake: FEMA NFHL flood zones: 24 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Cloud Lake: 72/100 · Miami: 73/100
Miami is 1 points higher.
Cloud Lake: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cloud Lake: 87/100 · Miami: 65/100
Cloud Lake is 22 points higher.
Cloud Lake: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Cloud Lake: 69/100 · Miami: 35/100
Cloud Lake is 34 points higher.
Cloud Lake: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Cloud Lake: 55/100 · Miami: 85/100
Miami is 30 points higher.
Cloud Lake: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cloud Lake: 66/100 · Miami: 83/100
Miami is 17 points higher.
Cloud Lake: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Cloud Lake: 43/100 · Miami: 48/100
Miami is 5 points higher.
Cloud Lake: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cloud Lake: 13/100 · Miami: 16/100
Miami is 3 points higher.
Cloud Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.