City vs city
Clearwater vs St. Petersburg, FL
St. Petersburg currently scores 2 points higher overall than Clearwater, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Clearwater: 59/100 · St. Petersburg: 61/100
St. Petersburg is 2 points higher.
Flood
Clearwater: 38/100 · St. Petersburg: 37/100
Clearwater is 1 points higher.
Clearwater: FEMA NFHL flood zones: 20 features intersect this tile.
St. Petersburg: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Clearwater: 50/100 · St. Petersburg: 50/100
No gap.
Clearwater: Wind exposure derived from ingested design wind / climatology tiles.
St. Petersburg: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Clearwater: 63/100 · St. Petersburg: 63/100
No gap.
Clearwater: Lightning exposure derived from ingested climatology tiles.
St. Petersburg: Lightning exposure derived from ingested climatology tiles.
Tornado
Clearwater: 100/100 · St. Petersburg: 100/100
No gap.
Clearwater: Tornado risk derived from NOAA SPC historical reports.
St. Petersburg: Tornado risk derived from NOAA SPC historical reports.
Hail
Clearwater: 68/100 · St. Petersburg: 80/100
St. Petersburg is 12 points higher.
Clearwater: Hail risk derived from NOAA SPC historical reports.
St. Petersburg: Hail risk derived from NOAA SPC historical reports.
Storm surge
Clearwater: 95/100 · St. Petersburg: 99/100
St. Petersburg is 4 points higher.
Clearwater: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
St. Petersburg: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Clearwater: 44/100 · St. Petersburg: 41/100
Clearwater is 3 points higher.
Clearwater: Wildfire exposure derived from ingested fire potential tiles.
St. Petersburg: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Clearwater: 17/100 · St. Petersburg: 17/100
No gap.
Clearwater: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Petersburg: Air quality signal derived from the latest EPA AirNow combined AQI grid.