City vs city
Clearwater vs Palm Harbor, FL
Clearwater currently scores 8 points higher overall than Palm Harbor, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Clearwater: 59/100 · Palm Harbor: 51/100
Clearwater is 8 points higher.
Flood
Clearwater: 38/100 · Palm Harbor: 39/100
Palm Harbor is 1 points higher.
Clearwater: FEMA NFHL flood zones: 20 features intersect this tile.
Palm Harbor: FEMA NFHL flood zones: 18 features intersect this tile.
Wind
Clearwater: 50/100 · Palm Harbor: 49/100
Clearwater is 1 points higher.
Clearwater: Wind exposure derived from ingested design wind / climatology tiles.
Palm Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Clearwater: 63/100 · Palm Harbor: 65/100
Palm Harbor is 2 points higher.
Clearwater: Lightning exposure derived from ingested climatology tiles.
Palm Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Clearwater: 100/100 · Palm Harbor: 50/100
Clearwater is 50 points higher.
Clearwater: Tornado risk derived from NOAA SPC historical reports.
Palm Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Clearwater: 68/100 · Palm Harbor: 39/100
Clearwater is 29 points higher.
Clearwater: Hail risk derived from NOAA SPC historical reports.
Palm Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Clearwater: 95/100 · Palm Harbor: 99/100
Palm Harbor is 4 points higher.
Clearwater: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Palm Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Clearwater: 44/100 · Palm Harbor: 47/100
Palm Harbor is 3 points higher.
Clearwater: Wildfire exposure derived from ingested fire potential tiles.
Palm Harbor: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Clearwater: 17/100 · Palm Harbor: 16/100
Clearwater is 1 points higher.
Clearwater: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Palm Harbor: Air quality signal derived from the latest EPA AirNow combined AQI grid.