City vs city
Clearwater vs Madeira Beach, FL
Clearwater currently scores 8 points higher overall than Madeira Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Clearwater: 59/100 · Madeira Beach: 51/100
Clearwater is 8 points higher.
Flood
Clearwater: 38/100 · Madeira Beach: 51/100
Madeira Beach is 13 points higher.
Clearwater: FEMA NFHL flood zones: 20 features intersect this tile.
Madeira Beach: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Clearwater: 50/100 · Madeira Beach: 51/100
Madeira Beach is 1 points higher.
Clearwater: Wind exposure derived from ingested design wind / climatology tiles.
Madeira Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Clearwater: 63/100 · Madeira Beach: 57/100
Clearwater is 6 points higher.
Clearwater: Lightning exposure derived from ingested climatology tiles.
Madeira Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Clearwater: 100/100 · Madeira Beach: 100/100
No gap.
Clearwater: Tornado risk derived from NOAA SPC historical reports.
Madeira Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Clearwater: 68/100 · Madeira Beach: 29/100
Clearwater is 39 points higher.
Clearwater: Hail risk derived from NOAA SPC historical reports.
Madeira Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Clearwater: 95/100 · Madeira Beach: 99/100
Madeira Beach is 4 points higher.
Clearwater: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Madeira Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Clearwater: 44/100 · Madeira Beach: 7/100
Clearwater is 37 points higher.
Clearwater: Wildfire exposure derived from ingested fire potential tiles.
Madeira Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Clearwater: 17/100 · Madeira Beach: 17/100
No gap.
Clearwater: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Madeira Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.