City vs city
Clearwater vs Indian Rocks Beach, FL
Clearwater currently scores 14 points higher overall than Indian Rocks Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Clearwater: 59/100 · Indian Rocks Beach: 45/100
Clearwater is 14 points higher.
Flood
Clearwater: 38/100 · Indian Rocks Beach: 53/100
Indian Rocks Beach is 15 points higher.
Clearwater: FEMA NFHL flood zones: 20 features intersect this tile.
Indian Rocks Beach: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Clearwater: 50/100 · Indian Rocks Beach: 51/100
Indian Rocks Beach is 1 points higher.
Clearwater: Wind exposure derived from ingested design wind / climatology tiles.
Indian Rocks Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Clearwater: 63/100 · Indian Rocks Beach: 54/100
Clearwater is 9 points higher.
Clearwater: Lightning exposure derived from ingested climatology tiles.
Indian Rocks Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Clearwater: 100/100 · Indian Rocks Beach: 58/100
Clearwater is 42 points higher.
Clearwater: Tornado risk derived from NOAA SPC historical reports.
Indian Rocks Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Clearwater: 68/100 · Indian Rocks Beach: 17/100
Clearwater is 51 points higher.
Clearwater: Hail risk derived from NOAA SPC historical reports.
Indian Rocks Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Clearwater: 95/100 · Indian Rocks Beach: 99/100
Indian Rocks Beach is 4 points higher.
Clearwater: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Indian Rocks Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Clearwater: 44/100 · Indian Rocks Beach: 7/100
Clearwater is 37 points higher.
Clearwater: Wildfire exposure derived from ingested fire potential tiles.
Indian Rocks Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Clearwater: 17/100 · Indian Rocks Beach: 17/100
No gap.
Clearwater: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Indian Rocks Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.