City vs city
Chipley vs Panama City, FL
Panama City currently scores 11 points higher overall than Chipley, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chipley: 44/100 · Panama City: 55/100
Panama City is 11 points higher.
Flood
Chipley: 40/100 · Panama City: 41/100
Panama City is 1 points higher.
Chipley: FEMA NFHL flood zones: 15 features intersect this tile.
Panama City: FEMA NFHL flood zones: 20 features intersect this tile.
Wind
Chipley: 32/100 · Panama City: 40/100
Panama City is 8 points higher.
Chipley: Wind exposure derived from ingested design wind / climatology tiles.
Panama City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chipley: 82/100 · Panama City: 53/100
Chipley is 29 points higher.
Chipley: Lightning exposure derived from ingested climatology tiles.
Panama City: Lightning exposure derived from ingested climatology tiles.
Tornado
Chipley: 50/100 · Panama City: 100/100
Panama City is 50 points higher.
Chipley: Tornado risk derived from NOAA SPC historical reports.
Panama City: Tornado risk derived from NOAA SPC historical reports.
Hail
Chipley: 18/100 · Panama City: 31/100
Panama City is 13 points higher.
Chipley: Hail risk derived from NOAA SPC historical reports.
Panama City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chipley: Unavailable · Panama City: 95/100
A score difference cannot be calculated without both sources.
Chipley: Storm surge model is not available for this location yet.
Panama City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Chipley: 67/100 · Panama City: 55/100
Chipley is 12 points higher.
Chipley: Wildfire exposure derived from ingested fire potential tiles.
Panama City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Chipley: 21/100 · Panama City: 21/100
No gap.
Chipley: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Panama City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.