City vs city
Cheval vs Lutz, FL
Lutz currently scores 7 points higher overall than Cheval, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cheval: 42/100 · Lutz: 49/100
Lutz is 7 points higher.
Flood
Cheval: 42/100 · Lutz: 45/100
Lutz is 3 points higher.
Cheval: FEMA NFHL flood zones: 21 features intersect this tile.
Lutz: FEMA NFHL flood zones: 21 features intersect this tile.
Wind
Cheval: 46/100 · Lutz: 45/100
Cheval is 1 points higher.
Cheval: Wind exposure derived from ingested design wind / climatology tiles.
Lutz: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cheval: 77/100 · Lutz: 83/100
Lutz is 6 points higher.
Cheval: Lightning exposure derived from ingested climatology tiles.
Lutz: Lightning exposure derived from ingested climatology tiles.
Tornado
Cheval: 8/100 · Lutz: 27/100
Lutz is 19 points higher.
Cheval: Tornado risk derived from NOAA SPC historical reports.
Lutz: Tornado risk derived from NOAA SPC historical reports.
Hail
Cheval: 48/100 · Lutz: 53/100
Lutz is 5 points higher.
Cheval: Hail risk derived from NOAA SPC historical reports.
Lutz: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cheval: Unavailable · Lutz: Unavailable
A score difference cannot be calculated without both sources.
Cheval: Storm surge model is not available for this location yet.
Lutz: Storm surge model is not available for this location yet.
Wildfire
Cheval: 55/100 · Lutz: 65/100
Lutz is 10 points higher.
Cheval: Wildfire exposure derived from ingested fire potential tiles.
Lutz: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cheval: 18/100 · Lutz: 25/100
Lutz is 7 points higher.
Cheval: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lutz: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.