City vs city
Carrabelle vs Panama City, FL
Panama City currently scores 6 points higher overall than Carrabelle, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carrabelle: 49/100 · Panama City: 55/100
Panama City is 6 points higher.
Flood
Carrabelle: 74/100 · Panama City: 41/100
Carrabelle is 33 points higher.
Carrabelle: FEMA NFHL flood zones: 21 features intersect this tile.
Panama City: FEMA NFHL flood zones: 20 features intersect this tile.
Wind
Carrabelle: 30/100 · Panama City: 40/100
Panama City is 10 points higher.
Carrabelle: Wind exposure derived from ingested design wind / climatology tiles.
Panama City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carrabelle: 51/100 · Panama City: 53/100
Panama City is 2 points higher.
Carrabelle: Lightning exposure derived from ingested climatology tiles.
Panama City: Lightning exposure derived from ingested climatology tiles.
Tornado
Carrabelle: 42/100 · Panama City: 100/100
Panama City is 58 points higher.
Carrabelle: Tornado risk derived from NOAA SPC historical reports.
Panama City: Tornado risk derived from NOAA SPC historical reports.
Hail
Carrabelle: 20/100 · Panama City: 31/100
Panama City is 11 points higher.
Carrabelle: Hail risk derived from NOAA SPC historical reports.
Panama City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carrabelle: 99/100 · Panama City: 95/100
Carrabelle is 4 points higher.
Carrabelle: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Panama City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Carrabelle: 56/100 · Panama City: 55/100
Carrabelle is 1 points higher.
Carrabelle: Wildfire exposure derived from ingested fire potential tiles.
Panama City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carrabelle: 20/100 · Panama City: 21/100
Panama City is 1 points higher.
Carrabelle: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Panama City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.