City vs city

Carrabelle vs Panama City, FL

Panama City currently scores 6 points higher overall than Carrabelle, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Carrabelle

49/100

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Panama City

55/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Carrabelle: 49/100 · Panama City: 55/100

Panama City is 6 points higher.

Flood

Carrabelle: 74/100 · Panama City: 41/100

Carrabelle is 33 points higher.

Carrabelle: FEMA NFHL flood zones: 21 features intersect this tile.

Panama City: FEMA NFHL flood zones: 20 features intersect this tile.

Wind

Carrabelle: 30/100 · Panama City: 40/100

Panama City is 10 points higher.

Carrabelle: Wind exposure derived from ingested design wind / climatology tiles.

Panama City: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Carrabelle: 51/100 · Panama City: 53/100

Panama City is 2 points higher.

Carrabelle: Lightning exposure derived from ingested climatology tiles.

Panama City: Lightning exposure derived from ingested climatology tiles.

Tornado

Carrabelle: 42/100 · Panama City: 100/100

Panama City is 58 points higher.

Carrabelle: Tornado risk derived from NOAA SPC historical reports.

Panama City: Tornado risk derived from NOAA SPC historical reports.

Hail

Carrabelle: 20/100 · Panama City: 31/100

Panama City is 11 points higher.

Carrabelle: Hail risk derived from NOAA SPC historical reports.

Panama City: Hail risk derived from NOAA SPC historical reports.

Storm surge

Carrabelle: 99/100 · Panama City: 95/100

Carrabelle is 4 points higher.

Carrabelle: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Panama City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Wildfire

Carrabelle: 56/100 · Panama City: 55/100

Carrabelle is 1 points higher.

Carrabelle: Wildfire exposure derived from ingested fire potential tiles.

Panama City: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Carrabelle: 20/100 · Panama City: 21/100

Panama City is 1 points higher.

Carrabelle: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Panama City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.