City vs city
Captiva vs Miami, FL
Miami currently scores 16 points higher overall than Captiva, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Captiva: 44/100 · Miami: 60/100
Miami is 16 points higher.
Flood
Captiva: 100/100 · Miami: 73/100
Captiva is 27 points higher.
Captiva: FEMA NFHL flood zones: 10 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Captiva: 65/100 · Miami: 73/100
Miami is 8 points higher.
Captiva: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Captiva: 58/100 · Miami: 65/100
Miami is 7 points higher.
Captiva: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Captiva: 8/100 · Miami: 35/100
Miami is 27 points higher.
Captiva: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Captiva: 2/100 · Miami: 85/100
Miami is 83 points higher.
Captiva: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Captiva: 98/100 · Miami: 83/100
Captiva is 15 points higher.
Captiva: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Captiva: 8/100 · Miami: 48/100
Miami is 40 points higher.
Captiva: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Captiva: 13/100 · Miami: 16/100
Miami is 3 points higher.
Captiva: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.