City vs city
Capitola vs Panama City, FL
Panama City currently scores 20 points higher overall than Capitola, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Capitola: 35/100 · Panama City: 55/100
Panama City is 20 points higher.
Flood
Capitola: 37/100 · Panama City: 41/100
Panama City is 4 points higher.
Wind
Capitola: 22/100 · Panama City: 40/100
Panama City is 18 points higher.
Lightning
Capitola: 81/100 · Panama City: 53/100
Capitola is 28 points higher.
Tornado
Capitola: 15/100 · Panama City: 100/100
Panama City is 85 points higher.
Hail
Capitola: 4/100 · Panama City: 31/100
Panama City is 27 points higher.
Storm surge
Capitola: 0/100 · Panama City: 95/100
Panama City is 95 points higher.