City vs city
Cape Coral vs Captiva, FL
Cape Coral currently scores 20 points higher overall than Captiva, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cape Coral: 64/100 · Captiva: 44/100
Cape Coral is 20 points higher.
Flood
Cape Coral: 48/100 · Captiva: 100/100
Captiva is 52 points higher.
Cape Coral: FEMA NFHL flood zones: 20 features intersect this tile.
Captiva: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Cape Coral: 60/100 · Captiva: 65/100
Captiva is 5 points higher.
Cape Coral: Wind exposure derived from ingested design wind / climatology tiles.
Captiva: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cape Coral: 74/100 · Captiva: 58/100
Cape Coral is 16 points higher.
Cape Coral: Lightning exposure derived from ingested climatology tiles.
Captiva: Lightning exposure derived from ingested climatology tiles.
Tornado
Cape Coral: 100/100 · Captiva: 8/100
Cape Coral is 92 points higher.
Cape Coral: Tornado risk derived from NOAA SPC historical reports.
Captiva: Tornado risk derived from NOAA SPC historical reports.
Hail
Cape Coral: 52/100 · Captiva: 2/100
Cape Coral is 50 points higher.
Cape Coral: Hail risk derived from NOAA SPC historical reports.
Captiva: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cape Coral: 97/100 · Captiva: 98/100
Captiva is 1 points higher.
Cape Coral: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Captiva: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Cape Coral: 71/100 · Captiva: 8/100
Cape Coral is 63 points higher.
Cape Coral: Wildfire exposure derived from ingested fire potential tiles.
Captiva: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cape Coral: 13/100 · Captiva: 13/100
No gap.
Cape Coral: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Captiva: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.