City vs city
Bear Creek vs Clearwater, FL
Clearwater currently scores 8 points higher overall than Bear Creek, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bear Creek: 51/100 · Clearwater: 59/100
Clearwater is 8 points higher.
Flood
Bear Creek: 51/100 · Clearwater: 38/100
Bear Creek is 13 points higher.
Bear Creek: FEMA NFHL flood zones: 17 features intersect this tile.
Clearwater: FEMA NFHL flood zones: 20 features intersect this tile.
Wind
Bear Creek: 51/100 · Clearwater: 50/100
Bear Creek is 1 points higher.
Bear Creek: Wind exposure derived from ingested design wind / climatology tiles.
Clearwater: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bear Creek: 57/100 · Clearwater: 63/100
Clearwater is 6 points higher.
Bear Creek: Lightning exposure derived from ingested climatology tiles.
Clearwater: Lightning exposure derived from ingested climatology tiles.
Tornado
Bear Creek: 100/100 · Clearwater: 100/100
No gap.
Bear Creek: Tornado risk derived from NOAA SPC historical reports.
Clearwater: Tornado risk derived from NOAA SPC historical reports.
Hail
Bear Creek: 29/100 · Clearwater: 68/100
Clearwater is 39 points higher.
Bear Creek: Hail risk derived from NOAA SPC historical reports.
Clearwater: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bear Creek: 99/100 · Clearwater: 95/100
Bear Creek is 4 points higher.
Bear Creek: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Clearwater: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Bear Creek: 7/100 · Clearwater: 44/100
Clearwater is 37 points higher.
Bear Creek: Wildfire exposure derived from ingested fire potential tiles.
Clearwater: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bear Creek: 17/100 · Clearwater: 17/100
No gap.
Bear Creek: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Clearwater: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.