City vs city
Bay Lake vs Winter Garden, FL
Winter Garden currently scores 14 points higher overall than Bay Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Lake: 41/100 · Winter Garden: 55/100
Winter Garden is 14 points higher.
Flood
Bay Lake: 27/100 · Winter Garden: 39/100
Winter Garden is 12 points higher.
Bay Lake: FEMA NFHL flood zones: 16 features intersect this tile.
Winter Garden: FEMA NFHL flood zones: 13 features intersect this tile.
Wind
Bay Lake: 44/100 · Winter Garden: 42/100
Bay Lake is 2 points higher.
Bay Lake: Wind exposure derived from ingested design wind / climatology tiles.
Winter Garden: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Lake: 100/100 · Winter Garden: 100/100
No gap.
Bay Lake: Lightning exposure derived from ingested climatology tiles.
Winter Garden: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Lake: 12/100 · Winter Garden: 31/100
Winter Garden is 19 points higher.
Bay Lake: Tornado risk derived from NOAA SPC historical reports.
Winter Garden: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Lake: 22/100 · Winter Garden: 100/100
Winter Garden is 78 points higher.
Bay Lake: Hail risk derived from NOAA SPC historical reports.
Winter Garden: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Lake: Unavailable · Winter Garden: Unavailable
A score difference cannot be calculated without both sources.
Bay Lake: Storm surge model is not available for this location yet.
Winter Garden: Storm surge model is not available for this location yet.
Wildfire
Bay Lake: 63/100 · Winter Garden: 57/100
Bay Lake is 6 points higher.
Bay Lake: Wildfire exposure derived from ingested fire potential tiles.
Winter Garden: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Lake: 19/100 · Winter Garden: 18/100
Bay Lake is 1 points higher.
Bay Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Winter Garden: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.