City vs city
Bay Lake vs Miami, FL
Miami currently scores 19 points higher overall than Bay Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Lake: 41/100 · Miami: 60/100
Miami is 19 points higher.
Flood
Bay Lake: 27/100 · Miami: 73/100
Miami is 46 points higher.
Bay Lake: FEMA NFHL flood zones: 16 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Bay Lake: 44/100 · Miami: 73/100
Miami is 29 points higher.
Bay Lake: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Lake: 100/100 · Miami: 65/100
Bay Lake is 35 points higher.
Bay Lake: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Lake: 12/100 · Miami: 35/100
Miami is 23 points higher.
Bay Lake: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Lake: 22/100 · Miami: 85/100
Miami is 63 points higher.
Bay Lake: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Lake: Unavailable · Miami: 83/100
A score difference cannot be calculated without both sources.
Bay Lake: Storm surge model is not available for this location yet.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Bay Lake: 63/100 · Miami: 48/100
Bay Lake is 15 points higher.
Bay Lake: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Lake: 19/100 · Miami: 16/100
Bay Lake is 3 points higher.
Bay Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.