City vs city
Bay Lake vs Horizon West, FL
Bay Lake currently scores 2 points higher overall than Horizon West, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Lake: 41/100 · Horizon West: 39/100
Bay Lake is 2 points higher.
Flood
Bay Lake: 27/100 · Horizon West: 36/100
Horizon West is 9 points higher.
Bay Lake: FEMA NFHL flood zones: 16 features intersect this tile.
Horizon West: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Bay Lake: 44/100 · Horizon West: 43/100
Bay Lake is 1 points higher.
Bay Lake: Wind exposure derived from ingested design wind / climatology tiles.
Horizon West: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Lake: 100/100 · Horizon West: 100/100
No gap.
Bay Lake: Lightning exposure derived from ingested climatology tiles.
Horizon West: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Lake: 12/100 · Horizon West: 8/100
Bay Lake is 4 points higher.
Bay Lake: Tornado risk derived from NOAA SPC historical reports.
Horizon West: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Lake: 22/100 · Horizon West: 9/100
Bay Lake is 13 points higher.
Bay Lake: Hail risk derived from NOAA SPC historical reports.
Horizon West: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Lake: Unavailable · Horizon West: Unavailable
A score difference cannot be calculated without both sources.
Bay Lake: Storm surge model is not available for this location yet.
Horizon West: Storm surge model is not available for this location yet.
Wildfire
Bay Lake: 63/100 · Horizon West: 58/100
Bay Lake is 5 points higher.
Bay Lake: Wildfire exposure derived from ingested fire potential tiles.
Horizon West: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Lake: 19/100 · Horizon West: 19/100
No gap.
Bay Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Horizon West: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.