City vs city
Bay Hill vs Oak Ridge, FL
Bay Hill currently scores 3 points higher overall than Oak Ridge, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Hill: 48/100 · Oak Ridge: 45/100
Bay Hill is 3 points higher.
Flood
Bay Hill: 46/100 · Oak Ridge: 32/100
Bay Hill is 14 points higher.
Bay Hill: FEMA NFHL flood zones: 15 features intersect this tile.
Oak Ridge: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Bay Hill: 43/100 · Oak Ridge: 43/100
No gap.
Bay Hill: Wind exposure derived from ingested design wind / climatology tiles.
Oak Ridge: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Hill: 100/100 · Oak Ridge: 100/100
No gap.
Bay Hill: Lightning exposure derived from ingested climatology tiles.
Oak Ridge: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Hill: 0/100 · Oak Ridge: 12/100
Oak Ridge is 12 points higher.
Bay Hill: Tornado risk derived from NOAA SPC historical reports.
Oak Ridge: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Hill: 15/100 · Oak Ridge: 48/100
Oak Ridge is 33 points higher.
Bay Hill: Hail risk derived from NOAA SPC historical reports.
Oak Ridge: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Hill: Unavailable · Oak Ridge: Unavailable
A score difference cannot be calculated without both sources.
Bay Hill: Storm surge model is not available for this location yet.
Oak Ridge: Storm surge model is not available for this location yet.
Wildfire
Bay Hill: 64/100 · Oak Ridge: 64/100
No gap.
Bay Hill: Wildfire exposure derived from ingested fire potential tiles.
Oak Ridge: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Hill: 18/100 · Oak Ridge: 16/100
Bay Hill is 2 points higher.
Bay Hill: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Oak Ridge: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.