City vs city
Bay Hill vs Horizon West, FL
Bay Hill currently scores 9 points higher overall than Horizon West, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Hill: 48/100 · Horizon West: 39/100
Bay Hill is 9 points higher.
Flood
Bay Hill: 46/100 · Horizon West: 36/100
Bay Hill is 10 points higher.
Bay Hill: FEMA NFHL flood zones: 15 features intersect this tile.
Horizon West: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Bay Hill: 43/100 · Horizon West: 43/100
No gap.
Bay Hill: Wind exposure derived from ingested design wind / climatology tiles.
Horizon West: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Hill: 100/100 · Horizon West: 100/100
No gap.
Bay Hill: Lightning exposure derived from ingested climatology tiles.
Horizon West: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Hill: 0/100 · Horizon West: 8/100
Horizon West is 8 points higher.
Bay Hill: Tornado risk derived from NOAA SPC historical reports.
Horizon West: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Hill: 15/100 · Horizon West: 9/100
Bay Hill is 6 points higher.
Bay Hill: Hail risk derived from NOAA SPC historical reports.
Horizon West: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Hill: Unavailable · Horizon West: Unavailable
A score difference cannot be calculated without both sources.
Bay Hill: Storm surge model is not available for this location yet.
Horizon West: Storm surge model is not available for this location yet.
Wildfire
Bay Hill: 64/100 · Horizon West: 58/100
Bay Hill is 6 points higher.
Bay Hill: Wildfire exposure derived from ingested fire potential tiles.
Horizon West: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Hill: 18/100 · Horizon West: 19/100
Horizon West is 1 points higher.
Bay Hill: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Horizon West: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.