City vs state
How does Bay Harbor Islands compare with FL?
Bay Harbor Islands is most above the FL reference in wind (38 points higher).
Use this page to compare city-level risk against the statewide reference for relocation and planning. The benchmark is p85-based state reference, not an arithmetic average. Missing coverage is unavailable, not zero risk.
Score comparison
Overall
Bay Harbor Islands
56/100
FL
69/100
13 points below state reference.
Flood
Bay Harbor Islands
58/100
FL
64/100
6 points below state reference.
Wind
Bay Harbor Islands
73/100
FL
35/100
38 points above state reference.
Lightning
Bay Harbor Islands
71/100
FL
99/100
28 points below state reference.
Tornado
Bay Harbor Islands
50/100
FL
77/100
27 points below state reference.
Hail
Bay Harbor Islands
54/100
FL
91/100
37 points below state reference.
Storm surge
Bay Harbor Islands
83/100
FL
95/100
12 points below state reference.
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