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City vs state
How does Balm compare with FL?
Balm is most below the FL reference in hail (70 points lower).
Use this page to compare city-level risk against the statewide reference for relocation and planning. The benchmark is p85-based state reference, not an arithmetic average. Missing coverage is unavailable, not zero risk.
Score comparison
Overall
Balm
34/100
FL
69/100
35 points below state reference.
Flood
Balm
31/100
FL
64/100
33 points below state reference.
Wind
Balm
46/100
FL
35/100
11 points above state reference.
Lightning
Balm
88/100
FL
99/100
11 points below state reference.
Tornado
Balm
15/100
FL
77/100
62 points below state reference.
Hail
Balm
21/100
FL
91/100
70 points below state reference.
Storm surge
Balm
Unavailable
FL
95/100
City score unavailable; no comparison.
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