City vs city
Apalachicola vs Panama City, FL
Panama City currently scores 5 points higher overall than Apalachicola, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Apalachicola: 50/100 · Panama City: 55/100
Panama City is 5 points higher.
Flood
Apalachicola: 78/100 · Panama City: 41/100
Apalachicola is 37 points higher.
Apalachicola: FEMA NFHL flood zones: 10 features intersect this tile.
Panama City: FEMA NFHL flood zones: 20 features intersect this tile.
Wind
Apalachicola: 37/100 · Panama City: 40/100
Panama City is 3 points higher.
Apalachicola: Wind exposure derived from ingested design wind / climatology tiles.
Panama City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Apalachicola: 49/100 · Panama City: 53/100
Panama City is 4 points higher.
Apalachicola: Lightning exposure derived from ingested climatology tiles.
Panama City: Lightning exposure derived from ingested climatology tiles.
Tornado
Apalachicola: 58/100 · Panama City: 100/100
Panama City is 42 points higher.
Apalachicola: Tornado risk derived from NOAA SPC historical reports.
Panama City: Tornado risk derived from NOAA SPC historical reports.
Hail
Apalachicola: 7/100 · Panama City: 31/100
Panama City is 24 points higher.
Apalachicola: Hail risk derived from NOAA SPC historical reports.
Panama City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Apalachicola: 99/100 · Panama City: 95/100
Apalachicola is 4 points higher.
Apalachicola: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Panama City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Apalachicola: 52/100 · Panama City: 55/100
Panama City is 3 points higher.
Apalachicola: Wildfire exposure derived from ingested fire potential tiles.
Panama City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Apalachicola: 20/100 · Panama City: 21/100
Panama City is 1 points higher.
Apalachicola: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Panama City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.