City vs city
Bear vs Hartly, DE
Bear currently scores 7 points higher overall than Hartly, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bear: 31/100 · Hartly: 24/100
Bear is 7 points higher.
Flood
Bear: 3/100 · Hartly: 10/100
Hartly is 7 points higher.
Bear: FEMA NFHL flood zones: 1 features intersect this tile.
Hartly: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Bear: 22/100 · Hartly: 22/100
No gap.
Bear: Wind exposure derived from ingested design wind / climatology tiles.
Hartly: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bear: 41/100 · Hartly: 30/100
Bear is 11 points higher.
Bear: Lightning exposure derived from ingested climatology tiles.
Hartly: Lightning exposure derived from ingested climatology tiles.
Tornado
Bear: 15/100 · Hartly: 27/100
Hartly is 12 points higher.
Bear: Tornado risk derived from NOAA SPC historical reports.
Hartly: Tornado risk derived from NOAA SPC historical reports.
Hail
Bear: 40/100 · Hartly: 8/100
Bear is 32 points higher.
Bear: Hail risk derived from NOAA SPC historical reports.
Hartly: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bear: Unavailable · Hartly: Unavailable
A score difference cannot be calculated without both sources.
Bear: Storm surge model is not available for this location yet.
Hartly: Storm surge model is not available for this location yet.
Wildfire
Bear: 46/100 · Hartly: 29/100
Bear is 17 points higher.
Bear: Wildfire exposure derived from ingested fire potential tiles.
Hartly: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bear: 47/100 · Hartly: 41/100
Bear is 6 points higher.
Bear: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hartly: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
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