City vs city
Twin Lakes vs Welby, CO
Twin Lakes currently scores 2 points higher overall than Welby, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Twin Lakes: 50/100 · Welby: 48/100
Twin Lakes is 2 points higher.
Flood
Twin Lakes: 87/100 · Welby: 54/100
Twin Lakes is 33 points higher.
Twin Lakes: FEMA NFHL flood zones: 11 features intersect this tile.
Welby: FEMA NFHL flood zones: 13 features intersect this tile.
Wind
Twin Lakes: 15/100 · Welby: 15/100
No gap.
Twin Lakes: Wind exposure derived from ingested design wind / climatology tiles.
Welby: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Twin Lakes: 32/100 · Welby: 32/100
No gap.
Twin Lakes: Lightning exposure derived from ingested climatology tiles.
Welby: Lightning exposure derived from ingested climatology tiles.
Tornado
Twin Lakes: 8/100 · Welby: 27/100
Welby is 19 points higher.
Twin Lakes: Tornado risk derived from NOAA SPC historical reports.
Welby: Tornado risk derived from NOAA SPC historical reports.
Hail
Twin Lakes: 100/100 · Welby: 100/100
No gap.
Twin Lakes: Hail risk derived from NOAA SPC historical reports.
Welby: Hail risk derived from NOAA SPC historical reports.
Storm surge
Twin Lakes: Unavailable · Welby: Unavailable
A score difference cannot be calculated without both sources.
Twin Lakes: Storm surge model is not available for this location yet.
Welby: Storm surge model is not available for this location yet.
Wildfire
Twin Lakes: 78/100 · Welby: 75/100
Twin Lakes is 3 points higher.
Twin Lakes: Wildfire exposure derived from ingested fire potential tiles.
Welby: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Twin Lakes: 30/100 · Welby: 31/100
Welby is 1 points higher.
Twin Lakes: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Welby: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.