City vs city
Highlands Ranch vs Lone Tree, CO
Lone Tree currently scores 9 points higher overall than Highlands Ranch, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Highlands Ranch: 40/100 · Lone Tree: 49/100
Lone Tree is 9 points higher.
Flood
Highlands Ranch: 36/100 · Lone Tree: 40/100
Lone Tree is 4 points higher.
Highlands Ranch: FEMA NFHL flood zones: 5 features intersect this tile.
Lone Tree: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Highlands Ranch: 15/100 · Lone Tree: 15/100
No gap.
Highlands Ranch: Wind exposure derived from ingested design wind / climatology tiles.
Lone Tree: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Highlands Ranch: 35/100 · Lone Tree: 35/100
No gap.
Highlands Ranch: Lightning exposure derived from ingested climatology tiles.
Lone Tree: Lightning exposure derived from ingested climatology tiles.
Tornado
Highlands Ranch: 4/100 · Lone Tree: 46/100
Lone Tree is 42 points higher.
Highlands Ranch: Tornado risk derived from NOAA SPC historical reports.
Lone Tree: Tornado risk derived from NOAA SPC historical reports.
Hail
Highlands Ranch: 100/100 · Lone Tree: 100/100
No gap.
Highlands Ranch: Hail risk derived from NOAA SPC historical reports.
Lone Tree: Hail risk derived from NOAA SPC historical reports.
Storm surge
Highlands Ranch: Unavailable · Lone Tree: Unavailable
A score difference cannot be calculated without both sources.
Highlands Ranch: Storm surge model is not available for this location yet.
Lone Tree: Storm surge model is not available for this location yet.
Wildfire
Highlands Ranch: 61/100 · Lone Tree: 75/100
Lone Tree is 14 points higher.
Highlands Ranch: Wildfire exposure derived from ingested fire potential tiles.
Lone Tree: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Highlands Ranch: 28/100 · Lone Tree: 29/100
Lone Tree is 1 points higher.
Highlands Ranch: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lone Tree: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.