City vs city
Fort Morgan vs Sterling, CO
Sterling currently scores 5 points higher overall than Fort Morgan, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fort Morgan: 52/100 · Sterling: 57/100
Sterling is 5 points higher.
Flood
Fort Morgan: 60/100 · Sterling: 73/100
Sterling is 13 points higher.
Fort Morgan: FEMA NFHL flood zones: 11 features intersect this tile.
Sterling: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Fort Morgan: 17/100 · Sterling: 18/100
Sterling is 1 points higher.
Fort Morgan: Wind exposure derived from ingested design wind / climatology tiles.
Sterling: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fort Morgan: 42/100 · Sterling: 43/100
Sterling is 1 points higher.
Fort Morgan: Lightning exposure derived from ingested climatology tiles.
Sterling: Lightning exposure derived from ingested climatology tiles.
Tornado
Fort Morgan: 69/100 · Sterling: 69/100
No gap.
Fort Morgan: Tornado risk derived from NOAA SPC historical reports.
Sterling: Tornado risk derived from NOAA SPC historical reports.
Hail
Fort Morgan: 100/100 · Sterling: 100/100
No gap.
Fort Morgan: Hail risk derived from NOAA SPC historical reports.
Sterling: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fort Morgan: Unavailable · Sterling: Unavailable
A score difference cannot be calculated without both sources.
Fort Morgan: Storm surge model is not available for this location yet.
Sterling: Storm surge model is not available for this location yet.
Wildfire
Fort Morgan: 45/100 · Sterling: 37/100
Fort Morgan is 8 points higher.
Fort Morgan: Wildfire exposure derived from ingested fire potential tiles.
Sterling: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Fort Morgan: 31/100 · Sterling: Unavailable
A score difference cannot be calculated without both sources.
Fort Morgan: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Sterling: Air quality model is not available for this location yet.