City vs city
Fort Collins vs Hartman, CO
Fort Collins currently scores 14 points higher overall than Hartman, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fort Collins: 47/100 · Hartman: 33/100
Fort Collins is 14 points higher.
Flood
Fort Collins: 68/100 · Hartman: 39/100
Fort Collins is 29 points higher.
Fort Collins: FEMA NFHL flood zones: 11 features intersect this tile.
Hartman: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Fort Collins: 16/100 · Hartman: 18/100
Hartman is 2 points higher.
Fort Collins: Wind exposure derived from ingested design wind / climatology tiles.
Hartman: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fort Collins: 25/100 · Hartman: 41/100
Hartman is 16 points higher.
Fort Collins: Lightning exposure derived from ingested climatology tiles.
Hartman: Lightning exposure derived from ingested climatology tiles.
Tornado
Fort Collins: 19/100 · Hartman: 12/100
Fort Collins is 7 points higher.
Fort Collins: Tornado risk derived from NOAA SPC historical reports.
Hartman: Tornado risk derived from NOAA SPC historical reports.
Hail
Fort Collins: 100/100 · Hartman: 46/100
Fort Collins is 54 points higher.
Fort Collins: Hail risk derived from NOAA SPC historical reports.
Hartman: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fort Collins: Unavailable · Hartman: Unavailable
A score difference cannot be calculated without both sources.
Fort Collins: Storm surge model is not available for this location yet.
Hartman: Storm surge model is not available for this location yet.
Wildfire
Fort Collins: 62/100 · Hartman: 41/100
Fort Collins is 21 points higher.
Fort Collins: Wildfire exposure derived from ingested fire potential tiles.
Hartman: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fort Collins: 39/100 · Hartman: Unavailable
A score difference cannot be calculated without both sources.
Fort Collins: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hartman: Air quality model is not available for this location yet.