City vs city
Tracy vs Waterloo, CA
Tracy currently scores 3 points higher overall than Waterloo, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Tracy: 26/100 · Waterloo: 23/100
Tracy is 3 points higher.
Flood
Tracy: 56/100 · Waterloo: 46/100
Tracy is 10 points higher.
Tracy: FEMA NFHL flood zones: 5 features intersect this tile.
Waterloo: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Tracy: 3/100 · Waterloo: 3/100
No gap.
Tracy: Wind exposure derived from ingested design wind / climatology tiles.
Waterloo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Tracy: 0/100 · Waterloo: 1/100
Waterloo is 1 points higher.
Tracy: Lightning exposure derived from ingested climatology tiles.
Waterloo: Lightning exposure derived from ingested climatology tiles.
Tornado
Tracy: 4/100 · Waterloo: 0/100
Tracy is 4 points higher.
Tracy: Tornado risk derived from NOAA SPC historical reports.
Waterloo: Tornado risk derived from NOAA SPC historical reports.
Hail
Tracy: 1/100 · Waterloo: 1/100
No gap.
Tracy: Hail risk derived from NOAA SPC historical reports.
Waterloo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Tracy: Unavailable · Waterloo: Unavailable
A score difference cannot be calculated without both sources.
Tracy: Storm surge model is not available for this location yet.
Waterloo: Storm surge model is not available for this location yet.
Wildfire
Tracy: 63/100 · Waterloo: 59/100
Tracy is 4 points higher.
Tracy: Wildfire exposure derived from ingested fire potential tiles.
Waterloo: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Tracy: 27/100 · Waterloo: 26/100
Tracy is 1 points higher.
Tracy: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Waterloo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.