City vs city
Santa Monica vs San Francisco, CA
San Francisco currently scores 4 points higher overall than Santa Monica, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Santa Monica: 21/100 · San Francisco: 25/100
San Francisco is 4 points higher.
Flood
Santa Monica: 31/100 · San Francisco: 26/100
Santa Monica is 5 points higher.
Wind
Santa Monica: 4/100 · San Francisco: 2/100
Santa Monica is 2 points higher.
Lightning
Santa Monica: 0/100 · San Francisco: 0/100
No gap.
Tornado
Santa Monica: 4/100 · San Francisco: 0/100
Santa Monica is 4 points higher.
Hail
Santa Monica: 1/100 · San Francisco: 18/100
San Francisco is 17 points higher.
Storm surge
Santa Monica: 0/100 · San Francisco: 0/100
No gap.