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City vs city
Santa Margarita vs San Jose, CA
San Jose currently scores 2 points higher overall than Santa Margarita, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Santa Margarita: 28/100 · San Jose: 30/100
San Jose is 2 points higher.
Flood
Santa Margarita: 31/100 · San Jose: 48/100
San Jose is 17 points higher.
Wind
Santa Margarita: 2/100 · San Jose: 2/100
No gap.
Lightning
Santa Margarita: 0/100 · San Jose: 0/100
No gap.
Tornado
Santa Margarita: 0/100 · San Jose: 0/100
No gap.
Hail
Santa Margarita: 3/100 · San Jose: 11/100
San Jose is 8 points higher.
Storm surge
Santa Margarita: 0/100 · San Jose: 0/100
No gap.